What is Office Insurance Birmingham?
You are protected in the case of a break-in and if your property is lost, stolen, or destroyed with full Office Insurance Birmingham. You are covered for any productivity loss if your business is interrupted because of a temporary denial of access under the Business Interruption policy.
Who needs Office Insurance in Birmingham?
If you are the owner of a physical office space, you are in charge of insuring the structure and its contents. Even though you won't need to insure the buildings if you're renting office space, you still need to insure the contents. An office policy may also include the option to acquire Employers' and Public Liability insurance. Employers liability insurance protects you against compensation payments if an employee becomes ill or hurt while working for you. It is a legal necessity for everyone who employs personnel. In Birmingham, public liability insurance protects you from lawsuits filed by members of the public for accidents involving your company.
If you are unable to do business from your Birmingham location, this results in lost productivity, which costs you money, causes you to miss deadlines, and may even tarnish your reputation. By establishing an office policy, you can make sure that your company may continue to operate even if your premises are closed for a while.
What level of Office Insurance cover do I need?
You can modify your insurance to incorporate any coverage elements that you deem essential for your company. In Birmingham, covers are divided into the following categories:
- General Contents (Furniture & Fittings)
- Machinery & Plant
- Tennent’s improvements
- Computer Equipment
- Business Interruption
- Employers Liability
- Public & Products Liability
- And more…
How can JPM help?
JPM Birmingham is aware that determining the worth of your property could be challenging. So, we provide a service that enables you to obtain a precise valuation from an online surveyor at a very reasonable price. Additionally, we have consultants available to answer any questions you may have, giving you peace of mind that, should the need arise, your company is in good hands.