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Funding and Finance

Over the years at JPM, we have become aware that our Commercial clients require Finance needs, therefore we have teamed up with a specialist provider within the healthcare profession, MediFinance. Between us, we will be able to help your company with the best possible bespoke solution.



JPM Funding and Finance taps into a team of highly experienced professional advisors with a wealth of knowledge. Currently our focus is within the Veterinary Profession.


We have packages available for individual partners/directors to purchase shares and buy into their practice. Experienced healthcare consultants will have access to a wide variety of lenders. Once you have secured your place in the practice, we can arrange Equipment Finance, if new or old equipment needs purchasing or replacing.


The most exciting area of Funding and Finance is Pet Finance. We can provide loans for customers who need to finance their treatment for their animals. Customers may not have pet insurance or savings to pay for their pet’s treatment, so Pet Finance will be invaluable. Once the facility has been agreed with the Practice, they will be able to offer interest free credit to customers up to 12 months with loans ranging from £500 up to £50,000.



There are different methods of Funding and Finance which JPM and Medifinance can help with. Here are some of the products which JPM offer:






Pet Finance

Pet Finance is the flagship product from JPM and MediFinance. Here are some important features of the product:


  • No FCA Licence Required*
  • Competitive and Flexible Finance Options from 6-60 Months *
  • Loans From £250 Upwards
  • Interest Free Option up to 3 Years *
  • Owners are Signed up In-House by the Practice so you Keep Control
  • One Hour’s Verifiable CPD with Training
  • Your Practice Receives Funds Within 48 Hours
  • FCA Regulation Service Available


* For all 0% loans up to 12 months only, an FCA licence will be required for all interest bearing loans and loans longer than 12 months


Pet Finance Application Form: Click Here


To return to the list, click here


Business / Practice Loan

Your practice needs to keep efficient, profitable and competitive to ensure that you meet your client’s needs. This is achieved with continual investment.


The outward appearance of your practice, the way it operates, the facilities available for both staff and patients are all things that may need investment to keep them at the high standards you will want to provide.


JPM and Medifinance can help you to achieve these objectives through planned investment funding using specialist market knowledge and the experience of our team of finance advisers, some of whom have run their own highly successful practices.


We can provide unsecured business loans over 1-7 years specifically designed for:


  • Practice Renovation & Refurbishment
  • Financial Reconstruction
  • Extensions to the Premises
  • Partnership Buy-Ins
  • Capital Injection


Using the JPM and Medifinance process is straightforward and fast with highly competitive and affordable terms. With planning and proper funding, the investment in your practice will not only help improve the working environment. It will also motivate staff, enhance workflow, encourage recommendation, and add significantly to the bottom line.


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Equipment Finance

JPM and Medifinance offer equipment and other asset finance by way of Lease (rental) or Hire Purchase. These come with highly competitive fixed rates and terms up to 7 years. Recently we have also been able to offer a deferred payment scheme which means you pay nothing for the first three months.


By utilising asset finance to purchase your equipment, you have the use of the most modern equipment and systems, but only pay for them over a predetermined time in line with their optimum useful life. This helps improve business cash flow and taken together with the tax benefits available makes asset finance a powerful tool in any practice’s commercial armoury.


Hire Purchase, which always gives complete ownership following the end of the selected finance term, is particularly suitable for assets with a longer term life. The current tax law, with the opportunity to claim 100% capital allowances in the first year, makes Hire Purchase the most attractive option for established practices.


Leasing, on the other hand, is ideal for equipment with a high tech element which may well need regular updating. Tax allowances are given over the term of the agreement which always provides a practice with a regular element of tax relief, however often the equipment needs to be upgraded.


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Commercial Mortgages

JPM and Medifinance have a well-established and diverse panel of traditional and alternative funders, who are focused on providing fast and effective finance for a broad range of commercial lending.


These include but are not limited to the following:


  • 1st, 2nd and 3rd Charge Mortgages
  • Secured and Unsecured Lending
  • Bridging and Short-Term Finance

Our specialist and highly experienced commercial banking team can offer solutions for most of your commercial borrowing requirements. With a simple and efficient process of application, the solutions are designed to put you in touch with the optimum lender as quickly as possible.


To return to the list, click here


If you have any enquires relating to Funding and Finance, Please call us on 0121 270 4800
or alternatively contact us


Head Office:
JPM House | Coombs Wood Court | Steel Park Road
Halesowen | West Midlands | United Kingdom | B62 8BF
JPM House | 3 The Avenue | The Cross
Worcester | WR1 3QA

Tel: 0121 270 4800
Fax: 0121 270 4801

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JPM Insurance Advisers Ltd is authorised and regulated by the Financial Conduct Authority.
Co. Registration No. 5633018. Registered in England and Wales. Financial Conduct Authority No. is 445837

Registered Address: 15-17 Church Street, Stourbridge, West Midlands, DY8 1LU

Directors Mr A Bullingham and Mr A Windsor


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