high value insurance

High Net Worth home insurance – or High Value home insurance – is a specialist type of insurance. It is designed for people with valuable homes and possessions. If your home or belongings are worth a lot of money, standard home insurance policies might not give you enough cover.  Specialist high net worth insurance can…

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Underinsured

9 out of 10 Buildings in the UK have the incorrect sum insured. The sum insured is the cost of rebuilding from scratch which also includes any professional fees – it is not the same as the building’s market value, which in some cases might be higher or lower. You must always use a chartered…

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Trade Credit Insurance

In the current economic climate, Trade Credit Insurance is a real talking point in the business world with the risk of bankruptcies and insolvencies growing by the day. If a business goes bump, it has knock-on effects on other businesses who are left with unpaid debts, which can lead to further cash flow issues and…

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Marine Cargo Insurance

Marine Cargo or Marine Transit Insurance will provide cover for loss or damage of goods while being shipped around the world and transported across the UK, either by road, rail, sea or air. There is a difference between buyers and sellers for marine cargo insurance As the Seller of finished goods, components or raw materials,…

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Man sitting at a desk with his phone and laptop

Saving and investing can be used to build your personal wealth in both the short-term and the long-term. However, it is important to know that they are very different from one another due to the amount of risk and return involved between the two. You should also consider your short-term and long-term financial goals before…

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A little brown dog at the vets

When starting up any business there is always a lot to think about and a veterinary practice is no different. From finding the best premises in the perfect location, to picking the right buying group, staff recruitment and much more, it can all be a challenge!  One of the key issues to resolve is to…

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Auto-enrolment pensions

Auto-enrolment was part of new legislation brought in by the government in 2012, and it has become a fact of life for businesses and business owners that needs to be considered. Some businesses are attempting to manage it themselves, and some are using advisors and specialist teams like that at JPM. However, if you are…

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Healthcare and Private Medical Insurance

It is a sad reality that we are living at a time whereby routine procedures, such as cancer treatments, keyhole surgeries, back operations, corrective surgeries and many more day to day operations, are not being carried out by our NHS, due to their efforts to fight the COVID-19 pandemic. Treatments are being pushed back and…

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Cyber Insurance Cover

Evidence has increasingly shown that businesses, including charities of all sizes and trading in all sectors, can experience a cyber attack. Technology has fundamentally changed the way business work. Setting the foundation for companies to become digitalised and interact with customers over the internet, which is attractive for cybercriminals. A Survey published in 2019 revealed…

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stethoscope and a laptop

Experience shows that most individuals overlook critical illness policies place life assurance at the top of their agenda when considering their protection requirements.  Life assurance is simple and pays out a lump sum in the event of death. However, critical illness policies provide perks that can be hugely beneficial, so here is some information about it…

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