Man sitting at a desk with his phone and laptop

Saving and investing can be used to build your personal wealth in both the short-term and the long-term. However, it is important to know that they are very different from one another due to the amount of risk and return involved between the two. You should also consider your short-term and long-term financial goals before…

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A little brown dog at the vets

When starting up any business there is always a lot to think about and a veterinary practice is no different. From finding the best premises in the perfect location, to picking the right buying group, staff recruitment and much more, it can all be a challenge!  One of the key issues to resolve is to…

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Auto-enrolment pensions

Auto-enrolment was part of new legislation brought in by the government in 2012, and it has become a fact of life for businesses and business owners that needs to be considered. Some businesses are attempting to manage it themselves, and some are using advisors and specialist teams like that at JPM. However, if you are…

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Healthcare and Private Medical Insurance

It is a sad reality that we are living at a time whereby routine procedures, such as cancer treatments, keyhole surgeries, back operations, corrective surgeries and many more day to day operations, are not being carried out by our NHS, due to their efforts to fight the COVID-19 pandemic. Treatments are being pushed back and…

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Cyber Insurance Cover

Evidence has increasingly shown that businesses, including charities of all sizes and trading in all sectors, can experience a cyber attack. Technology has fundamentally changed the way business work. Setting the foundation for companies to become digitalised and interact with customers over the internet, which is attractive for cybercriminals. A Survey published in 2019 revealed…

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stethoscope and a laptop

Experience shows that most individuals overlook critical illness policies place life assurance at the top of their agenda when considering their protection requirements.  Life assurance is simple and pays out a lump sum in the event of death. However, critical illness policies provide perks that can be hugely beneficial, so here is some information about it…

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Car GAP insurance

When you buy a new vehicle, its value can drop by a whopping third as soon as you pull off the forecourt.  Year 2, the value could be 40% less and 60% on average over the 3 years of owning the vehicle. If you purchase the vehicle with the use of finance and you are…

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Joshua Ness walking stairs

Whether you are starting a business or have an existing business, protecting the business against the loss of a business partner is very important and yet not enough businesses consider the steps to protect themselves financially.  Here is some information on why you and your business should consider. How Business Protection can help If you…

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Tall buildings

Winter can be a difficult time of year for property owners, with freezing temperatures, stormy weather and strong winds capable of causing lots of issues. However, there are steps you can take to alleviate some of these risks, here are just a handful of tips to help you reduce the impact of Winter on your…

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A truck driving through mountains

As we approach the end of the BREXIT transition period, it is possible that the UK and EU will not strike a trade deal. If this is the case, you will be required to travel with a Green Card when driving in the EU from 1st January 2021. Even if a vehicle in your fleet leaves…

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